Learn more about Uninsured Motorist Trust Agreements: What They Mean for You on this article.
Many of us use rideshare services like Uber or Lyft without thinking twice about it. These services offer great convenience to individuals every day. It is also a more cost-effective means of transportation compared to other alternatives, such as taxi cabs and buses. But whenever you choose to take a ride with an Uber or Lyft driver, you’re putting your life and safety into their hands. Unfortunately, rideshare accidents are all too common, and they can cause serious injuries and high costs.
If you or a family member is a victim of an Uber or Lyft accident, Mr. Cardone is the lawyer for you. Cardone Law Firm has experience in representing clients from all Louisiana parishes and handling their personal injury needs for over 50 years. Whether advancing money for surgery, hiring the right expert for your case, or loaning money for living expenses while out of work, we are here to give you peace of mind until your case settles or judgment is paid. This New Orleans Uber and Lyft accident attorney is direct, insightful, and passionate about his clients’ cases.
If you have been involved in an Uber or Lyft collision, whether as a passenger or another driver, phone Cardone at 1-866-338-5852 for a free in-person consultation. We will tell you what you need to hear, not what you want to hear.
Given the complexity of rideshare accident cases, we highly recommend contacting a New Orleans Uber accident lawyer if you’ve been injured in a rideshare accident. Medical expenses can add up quickly, and it can be difficult to know the right way to pursue your rideshare accident claim. If the Uber driver or another driver was at fault for your accident, consider contacting a rideshare accident attorney. They can tell you the right path forward to fair compensation, from medical bills and lost wages to pain and suffering.
Like any other accident, the driver who caused the accident will be held liable. Uber and Lyft do not classify their drivers as employees but rather as independent contractors, so the rideshare companies are much less likely to be held responsible for any driver’s negligence. If you were a passenger and your Uber or Lyft driver was the cause of the collision, he or she may be personally liable to you for any injuries. If another vehicle was the cause of the accident, that motorist may be liable for your injuries through his or her own insurance. The amount of damages awarded to you will be contingent on the type of coverage on the driver’s policy.
The most common examples of cruise ship injuries we see are:
The police report
Your medical records
Records of your ride request
Evidence of your rideshare tip
Pictures and surveillance footage from where the accident occurred
Internal communications about your case from the rideshare business
Many rideshare accident cases are caused by distracted driving, whether that means the driver was distracted by the Lyft or Uber app, the radio, or something else. Many Lyft and Uber drivers operate their vehicles while fatigued, which can also contribute to crashes. In addition to these causes, standard accident causes such as speeding and reckless driving are also relevant. If you were injured in an accident involving a rideshare driver, a lawyer can help analyze the cause to determine who might be liable under Louisiana law.
Many cruise ship injury lawsuits must be filed in Florida. However, some cruise lines require a suit to be filed in California, so it is crucial to review the ticket contract before making a claim for your damages. Each cruise line’s contract may contain a different waiver of jurisdiction.
In general, rideshare drivers are liable for accidents that they cause, just like any other driver. However, there may be cases in which injured clients or other drivers may be able to hold rideshare companies liable for injuries caused by their drivers. Specifically, if your claim through the at-fault driver’s insurance has been denied or exhausted (by reaching the insurance minimum requirement), then you may be able to make a claim through the rideshare company’s insurance provider.
Every rideshare driver must carry an auto insurance policy that meets their state’s minimum requirements. In Louisiana, a driver must carry bodily injury or death coverage of at least $15,000 per person and $30,000 per accident, as well as $25,000 for any property damage.
In addition to the driver’s personal insurance, Uber and Lyft also hold accident liability policies in some situations if the app was in use. Both passengers and drivers need to be protected in rideshare accidents.
Depending on whether the driver was online or offline at the time of the accident is crucial to determining which policy limits apply. For both Uber and Lyft, if the app was offline at the time of the accident, the personal policy of the driver is the only one that may be used. If the app was online, but no trip/ fare had been accepted yet, the rideshare insurance policy is available once personal insurance has denied the claim or has been exhausted. This third-party liability insurance (protection for physical and property damage caused to a third party from a covered accident) covers up to:
$50,000 for bodily injury per person
$100,00 for total bodily injury per accident
$25,000 for property damage
However, if the driver has accepted a fare and is en route to pick up a passenger or has a passenger already in their vehicle, Uber and Lyft cover up to:
$1,000,000 third-party liability coverage
Contingent collision and comprehensive coverage
UBER- up to the actual cash value of the vehicle with a $2,500 deductible
LYFT- up to the actual cash value or cost of repair for the vehicle (whichever is less) with a $2,500 deductible
These provisions also apply to food delivery services such as Uber Eats.
Finally, if all other methods of seeking coverage are exhausted, you may be able to get coverage for your medical expenses related to a rideshare accident through your own health insurance coverage.
When multiple insurance policies come into play, it’s especially important to get help from a capable rideshare accident lawyer.
Car accident cases are often complex, and there may be more than one party to blame for your crash. In these cases, Louisiana applies the rule of partial or shared fault. What that means is that if the Uber driver is found to be 40% responsible for the crash, then they will only be liable for up to 40% of your losses. Similarly, if you are found to be 10% at fault for the accident, then the settlement you may receive would also be reduced by that amount.
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