Severe storms can lead to heavy destruction and significant financial losses. For property owners with insurance coverage, you may assume that your insurance company will be there to help with those costs. Unfortunately, many insurance companies use unfair and bad-faith tactics to avoid paying fair settlements for storm damage insurance claims.
If your insurance provider is holding up the insurance claims process, has undervalued your property damage, or has outright denied your valid claim, it’s time to seek legal advice. You can count on Cardone Law Firm to assist with your property damage claim when your insurance company acts up.
After a severe weather event, many Louisiana residents seek coverage for property repairs and lost personal property under their homeowners' insurance policy. While you may be able to receive fair compensation without help from a storm damage lawyer, there are cases in which getting legal representation will be essential for recovering compensation.
Coverage for your claim may be limited by things like policy limits and exclusions, as well as your deductible. If your claim is denied in bad faith, you may be able to sue for the coverage you would have been owed. Through a property damage lawsuit, you can seek compensation for the wrongfully denied claim, as well as special compensation for things like severe wrongdoing and fraud.
Common storms covered by homeowners’ insurance include:
While your insurance policy may cover tornado and hurricane damage claims, it’s important to note that some other natural disasters are not typically included in home insurance policy coverage. Flood damage, for example, is not usually covered by home insurance and instead is only included in special flood insurance policies.
Powerful storms can cause significant damage to homes and businesses alike. Common types of damage covered in cases of storm damage claims include:
Due to things like policy exclusions and deductions, it can be difficult to tell what is a fair offer for your claim. If you think your insurance company has underpaid your claim, you can get a free legal consultation to determine the next steps to take.
Like many property damage attorneys, here at Cardone Law Firm, we work on what’s known as a contingency fee basis. Contingency means that we only get paid as a part of your settlement, and only if we successfully negotiate a settlement on your behalf. In other words, we don’t get paid unless you do. We’re proud to fight on our clients’ behalf to hold insurance companies accountable, and you can count on us to work tirelessly to get you fair coverage. Reach out for your free initial consultation.
Attorney Cliff Cardone has a proven track record of helping Louisianans fight for fair compensation through legal action. Louisiana is a hurricane-prone area, and Mr. Cardone is deeply familiar with hurricane-related damage and seeking compensation through hurricane claims. For storm and wind damage, you can count on our extensive experience navigating the complex world of insurance claims and lawsuits.
While your insurance coverage may have been denied for bad faith or unfair reasons, there are also valid reasons why claims may be denied. Things like policy exclusions and filing issues are common reasons for denials, along with failures to pay premiums or file claims on time. Failure to prevent further damage to the property may also result in a claim denial or reduced coverage, so it’s important to take steps after a storm to address emergency damage. Keep detailed records of the damage and repairs, and keep in mind that not all losses will be immediately visible damage. Sometimes, extensive damage to homes may be harder to see.
We’re proud to serve all of Louisiana, including New Orleans, Monroe, Bastrop, Lake Providence, Drew, Cheniere, Cadeville, Jonesboro, Weston, Saline, Poverty Point, Transylvania, Pioneer, Epps, and Forrest, as well as Ouachita Parish, Union Parish, Jackson Parish, Bienville Parish, Caldwell Parish, Madison Parish, Richland Parish, East Carroll Parish, West Carroll Parish, Tensas Parish, Concordia Parish, Franklin Parish, LaSalle Parish, Morehouse Parish, and Winn Parish.
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