Underinsured / Uninsured Motorist Accidents

Many Louisiana drivers are uninsured and are breaking the law everyday for not having the required minimum liability insurance. This is a significant issue. Problems also arise when a driver is underinsured. Louisiana law mandates, as a minimum, that a driver carry 15/30/25 insurance coverage. The 15 stands for $15,000 for injury to one person, 30 for $30,000 for all people injured in an accident, and 25 for $25,000 for property damaged in an accident. Uninsured motorists (UM) coverage pays for medical and physical pain and suffering, disfigurement, lost income, loss of enjoyment of life as well as other types of losses when an uninsured driver strikes your car or even if you are a victim of a hit and run. Similarly, underinsured motorist (UIM) coverage helps when someone causes the accident, but the at fault driver does not have enough insurance to cover your losses. In that case, the other driver’s insurance will pay its limits of coverage then your UIM coverage will cover the rest of the money that is needed up to your limits of coverage. UM/UIM is a great way for drivers to protect themselves when they are struck by other drivers without insurance or when their insurance will not be enough to cover the losses suffered by the injured victim after a serious accident.

Insurance companies are required to offer these types of coverage, and the only way you do not have it will be if the insurance company can prove you signed a rejection of the UM/UIM coverage. $15,000 dollars sounds like a lot, but this can be spent quickly on medical treatment resulting from the accident. Therefore, if you incur $15,000 in medical bills there will not be enough to compensate for such things as loss of wages and future earnings, pain and suffering, etc. The Cardone Law Firm looks to every possible way for compensation. We will look to UM/UIM to get the compensation you deserve. Mr. Cardone prides himself on finding any possible way to make his clients whole again. He is The New Orleans Attorney to search for all available insurance so that you receive just compensation for your injuries. It is important to seek help from the Cardone Law Firm to maximize the possible compensation from your UM/UIM.

Mr. Cardone will not allow a victim of a car accident to go uncompensated due to the lack or inadequacy of coverage of the responsible party. We understand the various other ways to receive compensation for our clients. The Cardone Law Firm provides services for all of Louisiana including Ascension Parish, Donaldsonville, Assumption Parish, Napoleonville, Baton Rouge, Jefferson Parish, Estelle, Gretna, Harvey, Kenner, Marrero, Metairie, New Orleans, Terrytown, Westwego, Lafayette Parish, Lafourche Parish, Thibodaux, Livingston Parish, Orleans Parish, Plaquemines Parish, Belle Chasse, and St. Charles Parish.

Because an accident can create multiple issues and significant needs such as finding ways to receive compensation and recovery, an injured party should hire an experienced New Orleans attorney who not only handles such accidents, but also has the resources necessary to provide for a victim’s medical needs as well as the hiring of experts from a variety of fields in order to increase the value of the case. Cliff Cardone has practiced law nearly 40 years and has primarily handled personal-injury matters such as this. If you have been injured in a car accident, Phone Cardone at 504-522-3333 for a free in person consultation. He is direct, insightful, proactive, and passionate about his client’s cases.